Real Estate Financing
Best Property Financing Access, Right at Your Fingertips
Simplify the home-buying process by collaborating with our local mortgage experts and gain access to diverse loan options that enable you to secure your dream investment.
- Top banks for property financing
- Wide variety of mortgage plans
- Free consultation and planning
Comprehensive Mortgage Solutions
The Best Interest Rate for Your Mortgage Scheme
The weight of the financial commitment and the emotional attachment to a home can be overwhelming. LMI Consultancy’s extensive experience in the mortgage market has enabled us to successfully guide many clients toward achieving their property investment objectives, providing tailored solutions to a variety of needs. We service loan inquiries with excellence and efficiency through courteous service.
- Extensive expertise in financing market across Southeast Asian countries.
- Trusted by clients around the world due to our transparent and ethical approach.
- End-to-end support to ensure guidance throughout the process.
At LMI Consultancy, we deliver accurate assessments and expert guidance to optimise your property’s potential. We’ll confidently guide you every step of the way, from finding the perfect individual home to securing the ideal business property, tailored to your exact specifications.
Uncover optimal property financing solutions with personalised guidance on local market trends, recent comparable sales, and strategies to boost your property’s value.
About Our Property Financing
Partner for Real Estate Financing and Mortgage Solutions
LMI Consultancy provides comprehensive, reliable real estate financing advisory tailored to clients navigating property investment across Indonesia and broader Asia. Our services range from initial mortgage consultations to facilitating the takeover of existing home loans and securing favourable interest rates through partnerships with prestigious local and international banks.
We help clients navigate the complexities of real estate funding with strategic advice and market insight, ensuring seamless financing for both residential and commercial investments.
Mortgage Consultation
We offer in-depth consultations on mortgage eligibility and help you compare loan products and find the most cost-effective options to suit your needs.
Wide Financing Options
With access to preferential rates from top-tier banks across Asia-Pacific, we ensure our clients benefit from competitive, market-driven financing arrangements.
Takeover & Refinancing
We assist in mortgage takeovers and Refinancing strategies that help reduce monthly repayments and unlock better rates.
Office & Market Investment
Our deep understanding of property markets across Asia empowers investors to make informed decisions.
What Makes Us Different
Maximise The Potential of Your Property Investment with Indonesia’s #1 Real Estate Agent
Securing a substantial loan for your dream property can feel overwhelming. Let us simplify the process. As a leading Indonesian real estate agency, we’ll be your dedicated partner, guiding you every step of the way to a fast, easy, and successful loan.
With offices strategically located across Jakarta and Bali, and a rapidly expanding team, we offer unparalleled consulting services. Connect with us today to discuss your property goals and unlock a range of competitive loan options from trusted banks. Your dream property is within reach – let us help you secure it.
Discover Our Competitive Interest Rates and Own Your Property with Ease!
Our Expertise
Expert Guidance to Help Navigate New Markets
We are dedicated to become an global consultancy to help navigate the dynamic and diverse international markets with ease.
Local Knowledge
We help navigate local regulations and market dynamics to ensure seamless integration into your business needs.
Responsive Assistance
We ensure efficient and personalised support to guide our clients through every step of the process.
Lasting Commitment
Our extensive services are built on a foundation of trust and a lasting commitment to our clients’ success.
Global Market Insights
We offer in-depth global market knowledge to help you make informed decisions to grow your business.
Global Property Financing Solutions
Wide Array of Property Loan Solutions
Get access to the most complete selection of real estate services through Indonesia’s leading mortgage broker. Our services are tailored to provide convenient solutions for our clients unique needs.
First Time Buyer Mortgage
Plan for your future and secure your first property. Our First Time Buyer Mortgage helps you find the suitable property instalments with low-interest schemes to take the first step to owning your dream home.
New Mortgage
New Mortgage consultation will help you secure the financing you need to purchase your dream house, providing expert guidance and support every step of the way to make your homeownership dreams a reality.
Remortgage
Move your current mortgage from your old bank to a new one to explore lower interest rates or better loan options. Save money with our competitive interest rates and enjoy a smooth, stress-free loan application process.
Buy to Let
Invest wisely in your future with the best budget plan. We provide comprehensive services to help you create a steady stream of passive income from your real estate, freeing up your time and maximising your profits.
Expat Mortgages
Learn the essentials of overseas property mortgages with our straightforward guide; it covers what they are and how to obtain one, simplifying the process. We have global reach to support your mortgage application.
Indonesian Mortgage Services
Secure your dream Indonesian property with easy, manageable instalments, and begin living the tropical life you’ve always wanted. Let us help you discover a mortgage for your specific needs and financial profile.
Legal Entity Establishment Indonesia
Enhance your business with the right legal entity in Indonesia. Our professionals are ready to help you take the first step to success. We provide you with insights and efficient access to opening a business in Indonesia.
Company Mortgages Indonesia
Explore business opportunities in Indonesia and discover cutting-edge solutions to address the unique requirements of your commercial assets. We carefully analyse, advise, and weigh the pros and cons before deciding.
Mortgage advice
Get the comprehensive and tailored mortgage advice to help you navigate the complexities of securing a home loan. Access expert view to access a wide selection of mortgage solutions that will help you save time and effort
Testimonials & Reviews
Check Out Some of Our Client’s Success Stories
Ashley Turner
CEO, Bank my Cell
“Can’t express my gratitude enough to Suri and Mega for helping me set up my new company! I heard nightmare stories about setting up a business in Indonesia, but you guys made it so simple and quick! Great price, great service and highly recommendable. You guys are the best!”
Marco Knauthe
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Moving outside Europe can be quite scary for me, but thanks to LetsMoveIndonesia, that they have made me very happy by helping me with my visa and setting up my business. If you need a reliable partner for your visa applications, they are the best partner in Indonesia.
Luca
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I have been using visa services from LetsMoveIndonesia for quite a while now, and everything went quickly. I am quite happy with their services and my visa process release was smooth. I will definitely use their services again in the future.
Belinda
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I’ve been using LetsMoveIndonesia with my husband for the past three years. It’s been so great to be able to have a company that is transparent and open. We have really enjoyed and respect their professionalism. I assure you won’t be disappointed with the work they do.
Pascal
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I found them on Instagram, and it has been amazing since my first call with one of the agents. They promised to obtain a two years-visa, and they have held their word. It was only a great experience overall as they were so quick to answer my questions. I highly recommend LetsMoveIndonesia.
Nick Blake
Director, KPI Consultancy
“Finally, an honest agency that advertises their visa prices openly. My visa processing was extremely smooth and quick and I love your visa package service, it makes the whole transition from start to finish simple and stress free. Thanks for the great service.
Contact Us
Discover How We Can Help You
Transform your ambitions into achievements. Contact LMI Consultancy today and take the first step towards your business or life expansion across Asia!
Get Your Free Consultation
Connect with our consultants for expert advice.
FAQ
Frequently Asked Questions
Foreigners can obtain loans in Indonesia; however, this requires fulfilling specific requirements like having a Limited Stay Permit (KITAS), Permanent Stay Permit (KITAP) or establishing a PMA.
The interest rate represents extra payment for the bank’s loan. The two basic mortgage interest rate types are fixed and variable (or floating). Unlike floating rates, which vary with market conditions, fixed interest rates stay the same for a specified time.
LMI Consultancy provides a variety of home and property financing options tailored to your needs. Check the product listings above for details on features and eligibility. Clicking on a product will give you more information.
- New property purchases are subject to an 12% VAT, if applicable.
- High-end properties surpassing designated price points are subject to a 20% Luxury Goods Tax (PPnBM).
- The buyer is responsible for a 5% Property Transfer Tax (BPHTB).
- Property taxes are assessed annually at 0.5% of the property’s assessed value.
- Property sellers pay a 2.5% sales tax (PPh).
- Corporate-owned properties are subject to a 10% rental income tax.
We highly value your privacy and will never sell your personal information or details to third parties without your consent.
News & Resources
Get to Know Latest Business & Visa Updates
Australia has renewed its travel advisory for Indonesia, cautioning its citizens, especially those traveling to Bali in order to exercise heightened vigilance amid safety, legal, and cultural risks. The advisory was published on Smartraveller, the Australian government’s official travel platform, emphasizes ongoing concerns about coastal safety, passport integrity, local laws, and cultural sensitivities. The update […]
LMI Consultancy
June 11, 2025
Indonesia offers great opportunities to foreign investors due to the country’s large and young population, rising consumption, abundant natural resources, and cheap labour. Therefore, each year foreign direct investment (FDI) realisation in Indonesia tends to grow. This section discusses the incorporation of a foreign investment limited liability company in Indonesia, known as Perseroan Terbatas Penanaman […]
LMI Consultancy
June 10, 2025
Discontent with Indonesia’s Visa on Arrival (VOA) program is a common complaint for individuals planning travel in 2025. Although the VOA was intended to ease entry for tourism and business travelers, a long progression of regulatory amendments, shifting lists of eligibilities, and changes to extension processes has led many to question exactly how the system […]
LMI Consultancy
June 3, 2025
Known as the “Island of the Gods” for its deep-rooted devotion to Hinduism—most vividly expressed through its countless temples scattered across the island—Bali offers something for everyone in its lush, tropical paradise. Whether for tourism or business, Bali has long been one of the most sought-after destinations for foreigners from around the globe. Visiting Bali—or […]
LMI Consultancy
May 23, 2025
In a significant regulatory shift, Indonesia’s Directorate General of Immigration has announced the reinstatement of biometric photo requirements for all foreign nationals applying for stay permit extensions. The policy, outlined in Circular Letter No. IMI-417.GR.01.01 of 2025, will come into effect starting Wednesday, 21 May 2025, with initial implementation in the South Jakarta Immigration Office […]
LMI Consultancy
May 20, 2025
In this interview, we get to discuss with Nia her background and her vision for LMI Consultancy’s future plans and developments. Check out the article and if you have any questions for Nia, make sure you contact us to get your free consultation! Can you share with us some of your key experiences that have […]
LMI Consultancy
April 15, 2025
