Real Estate & Property Financing

Best Property Financing Access, Right at Your Fingertips

If you are looking to buy real estate in Indonesia, then work with our partner company LMG – the pioneer of mortgage solutions in Indonesia.

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Comprehensive Mortgage Solutions

Welcome to Indonesia’s leading mortgage agency – The Lets Move Group

Buying real estate can be very challenging in any country, but our partner company The Lets Move Group (LMG), pioneered a new industry in Indonesia and created the very first mortgage brokerage in the country!


Prior to LMG, there were no mortgage brokerages and many local and foreign citizens paid the price financially by not having full market information about interest rates and mortgage plans. In 2022, LMG changed that, and now leads the way in property financing, creating a safer place to buy property and invest safely.

LMG Consultancy not only helps people with obtaining the best interest rates, but also sells quality, new development property in and around Jakarta, as well as Bali. Additionally, LMG can also provide legal assistance to ensure that customers get serviced professionally from start to finish.

All mortgage consultations and applications are completely free to the customers, no hidden costs or surprises. Many people ask why LMG is able to offer this service, and that is because LMG is an official banking partner and receives referral fees via the bank upon successful application.

Want to purchase property in Indonesia? 

About The Lets Move Group

The number 1 Property Finance Agency in Indonesia

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LMG has been working in real estate since 2016 as part of our original company Lets Move Indonesia, successfully helping hundreds of people with their real estate and real estate financing needs during that time.

In 2022, under the Lets Move Indonesia brand, mortgage services were introduced and overnight introduced a new industry into Indonesia.

In 2024, all our real estate services were move to a new dedicated platform – LMG and since then, LMG has been the leading mortgage brokerage in Indonesia, helping consumers make informed and educated decisions when buying real estate.

Multiple National Offices

LMG shares offices with LMI Consultancy & Lets Move Indonesia and has 4 customer facing offices across Jakarta & Bali. LMG is the only national mortgage brokerage in Indonesia.  

Pioneers of Industry

Not only does LMG lead the mortgage industry in Indonesia, it is the pioneer of mortgage solutions in Indonesia, helping people from all over the country save billions of Rupiah in interest payments 

Part of the LM Eco System

LMG is part of the Lets Move eco system, which also houses Lets Move Indonesia, Lets Move Visa and LMI Consultancy. LMG is the most comprehensive real estate finance agency in Indonesia.  

Expert Guidance & Consultations

Our mortgage advisors are financial wizards with banking and financial backgrounds, paired with years of practical experience. Our advisors are in house and available for online and offline consultations.  

Why work with LMG to finance your new home or investment?

How the LMG Mortgage service works

Indonesia Mortgage Solutions

What ever mortgage type you need, LMG has you covered!

Get access to the most comprehensive list of mortgage rates and products, but working with The Lets Move Group.

First Time Buyer Mortgage

Plan for your future and secure your first property. Our First Time Buyer Mortgage helps you find the suitable property instalments with low-interest schemes to take the first step to owning your dream home.

New Mortgage

New Mortgage consultation will help you secure the financing you need to purchase your dream house, providing expert guidance and support every step of the way to make your homeownership dreams a reality.

Remortgage

Move your current mortgage from your old bank to a new one to explore lower interest rates or better loan options. Save money with our competitive interest rates and enjoy a smooth, stress-free loan application process.

Buy to Let

Invest wisely in your future with the best budget plan. We provide comprehensive services to help you create a steady stream of passive income from your real estate, freeing up your time and maximising your profits.

Expat Mortgages

Learn the essentials of overseas property mortgages with our straightforward guide; it covers what they are and how to obtain one, simplifying the process. We have global reach to support your mortgage application.

Indonesian Mortgage Services

Secure your dream Indonesian property with easy, manageable instalments, and begin living the tropical life you’ve always wanted. Let us help you discover a mortgage for your specific needs and financial profile.

Legal Entity Establishment Indonesia

Enhance your business with the right legal entity in Indonesia. Our professionals are ready to help you take the first step to success. We provide you with insights and efficient access to opening a business in Indonesia.

Company Mortgages Indonesia

Explore business opportunities in Indonesia and discover cutting-edge solutions to address the unique requirements of your commercial assets. We carefully analyse, advise, and weigh the pros and cons before deciding.

Mortgage advice

Get the comprehensive and tailored mortgage advice to help you navigate the complexities of securing a home loan. Access expert view to access a wide selection of mortgage solutions that will help you save time and effort

Testimonials & Reviews

Check Out Some of Our Client’s Success Stories

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Ashley Turner

CEO, Bank my Cell
“Can’t express my gratitude enough to Suri and Mega for helping me set up my new company! I heard nightmare stories about setting up a business in Indonesia, but you guys made it so simple and quick! Great price, great service and highly recommendable. You guys are the best!”
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Marco Knauthe

Moving outside Europe can be quite scary for me, but thanks to LetsMoveIndonesia, that they have made me very happy by helping me with my visa and setting up my business. If you need a reliable partner for your visa applications, they are the best partner in Indonesia.
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Luca

I have been using visa services from LetsMoveIndonesia for quite a while now, and everything went quickly. I am quite happy with their services and my visa process release was smooth. I will definitely use their services again in the future.
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Belinda

I’ve been using LetsMoveIndonesia with my husband for the past three years. It’s been so great to be able to have a company that is transparent and open. We have really enjoyed and respected their professionalism. I assure you won’t be disappointed with the work they do.
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Pascal

I found them on Instagram, and it has been amazing since my first call with one of the agents. They promised to obtain a two‑year visa, and they have held their word. It was only a great experience overall as they were so quick to answer my questions. I highly recommend LetsMoveIndonesia.
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Nick Blake

Director, KPI Consultancy
“Finally, an honest agency that advertises their visa prices openly. My visa processing was extremely smooth and quick and I love your visa package service, it makes the whole transition from start to finish simple and stress free. Thanks for the great service.

Contact Us

Discover How We Can Help You

Transform your ambitions into achievements. Contact LMI Consultancy today and take the first step towards your business or life expansion across Asia!

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Connect with our consultants for expert advice.

FAQ

Frequently Asked Questions

Foreigners can obtain loans in Indonesia; however, this requires fulfilling specific requirements like having a Limited Stay Permit (KITAS), Permanent Stay Permit (KITAP) or establishing a PMA.

The interest rates can vary due to a lot of factors, such as how mush deposit you have, the bank you choose, whether the mortgage is at a fixed rate or a variable rate, amongst other factors.

Simply contact the LMG team, we will access your situation and provide the personalised solutions for you.

  • New property purchases are subject to an 12% VAT, if applicable.
  •  High-end properties surpassing designated price points are subject to a 20% Luxury Goods Tax (PPnBM).
  • The buyer is responsible for a 5% Property Transfer Tax (BPHTB).
  • Property taxes are assessed annually at 0.5% of the property’s assessed value.
  • Property sellers pay a 2.5% sales tax (PPh).
  • Corporate-owned properties are subject to a 10% rental income tax.

We highly value your privacy and will never sell your personal information or details to third parties without your consent.

News & Resources

Get to Know Latest Business & Visa Updates

Latest Edition 2026 The Indonesia Tax Handbook 2026, published by LMI Consultancy in collaboration with Lets Move Indonesia, provides a comprehensive overview of Indonesia’s taxation landscape. The publication outlines key regulatory developments, compliance obligations, and practical guidance for businesses, investors, and expatriates operating in Indonesia. This latest edition incorporates updates reflecting regulations applicable throughout 2025–2026, […]

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March 4, 2026

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March 3, 2026

The Government of South Korea has announced a new tourism stimulus policy that includes visa-free entry for Indonesian citizens, marking a significant development for outbound travelers and regional mobility. The policy was introduced during the 11th National Tourism Strategy Meeting led by President Lee Jae Myung on 25 February 2026. The initiative forms part of […]

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February 27, 2026

The Indonesian government has now clarified recent discussions regarding a possible restriction on Airbnb operations in Bali. The Ministry of Tourism has confirmed that online booking platforms, such as Airbnb and Booking.com, will not be banned. Instead, the focus is shifting toward strict regulatory compliance, proper licensing and permit enforcement, as well as tax registration […]

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February 26, 2026

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February 24, 2026

Navigating Digital Tax in Indonesia Before the 30 April Deadline Indonesia’s corporate taxpayers are approaching a critical compliance milestone. The Annual Corporate Income Tax Return, known locally as SPT Tahunan PPh Badan, must be filed no later than 30 April following the end of the fiscal year. For many companies, this year’s reporting cycle represents […]

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